LIFE ASSURANCE

Protection for you and your family

We offer free advice on your life insurance, critical illness and income protection needs.

 

Whether you wish to:

 

  • Protect your family 

  • Increase your cover during child-rearing years

  • Look for long-term protection to pay off a mortgage in the event of the unexpected

 

Our independent financial advisers offer impartial advice on a wide range of life assurance products from the whole of the market to suit your needs. We aim to find an affordable product for you.

Life Assurance & Protection for You and Your Family

We offer free advice on your life insurance, critical illness and income protection needs. Whether you wish to protect your family or to increase your cover during child-rearing years or are looking for long-term protection to pay off a mortgage in the event of the unexpected, our financial advisers offer impartial advice on a range of life assurance products to suit your needs and aim to find an affordable product for you.

 

Once cover is arranged you and your family will know that financial protection (such as a tax-free cash sum or a monthly income) is in place should life throw a surprise at you.

Areas we can advise on include:

  • Life and critical illness insurance

  • Income protection

  • Unemployment, accident and sickness cover

Financial Protection is a key component to any financial planning. As Independent Financial Advisers, we can help you find the one that best suits your requirements at an affordable price.

Financial Protection for your Business

At Beatties Financial Services, our financial advisers can advise you on the most appropriate ways to safeguard your business against the financial effects of  death, critical illness, accidents or long term illness for yourself, your partners and the key people in your company. This is to protect and compensate you again financial losses that can incur in the event of the loss of a key employee without whom the business will not function properly. 

 

Areas we can advise on include:

  • Group life policies, key man and director insurance

  • Placing policies in trust to avoid inheritance tax and speed up payment

 

Keyperson / shareholder / partnership protection can provide a fixed sum should the individual be unable to work, or even die. The benefit will be designed to cover the firm's expenses in meeting any emergency costs, recruiting a replacement employee and protecting the future of your business.

Our Financial Advisers can also advise on succession planning which can be used alongside a shareholder agreement to prevent the potential issue of unsuitable parties becoming shareholders in the untimely event of a shareholder passing away or becoming critically ill.